Savings Rates

Regular Share Account

When you join 5 Star Community Credit Union, you will begin with a regular share account. This account will earn dividends based on the daily balance maintained in your account during the dividend period. You will then be eligible to take advantage of the many services offered at the Credit Union.

  • Dividends are paid from current income and available earnings after required transfer to reserves at the end of a dividend period.
  • Rates may vary depending on the type of savings account.
  • See Savings Rates & Fees for further information.

Visit the 5 Star Community Credit Union office today to become a member!

Share Draft (Checking) Account

A share draft account gives you the ability to write checks or swipe your debit card to make purchases and pay bills.

  • No minimum balance requirement
  • Duplicate checks only (checks will not be returned)
  • Dividends are calculated on the daily balance in your account during the dividend period (see rates and fees for further information)
  • Overdraft protection – automatic transfer from your regular share account (up to your available balance)
  • ATM access worldwide
  • Debit Card
  • Online access with Internet Branch

Open a Share Draft Account today!

Christmas Club Account

A Christmas Club Account provides an excellent way to save during the year to meet those holiday shopping purchases.

  • No minimum opening deposit
  • No monthly service fee *
  • Deposits may be made anytime
  • We recommend a systematic method of deposit by payroll deduction
  • Dividends are calculated daily and paid into the account quarterly

It’s never too late to start saving for the Holidays!

* Account withdrawal limitations apply.

High-Yield Account

A High-Yield Account provides an excellent way to save.

  • Current dividend rate paid on balances of $2,500 and up
  • No monthly service fee
  • Deposits may be made anytime
  • Dividends are calculated daily and paid into the account monthly

Start saving for your dreams today!


Share Certificates

The rates, fees, and terms applicable to your account at the Credit Union are provided in this  Truth-In-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time.


Share Certificates Rates

(As Of June 17, 2020)
Term    Min.Amt.      APY
3 mo    $500             0.05%
6 mo.   $500             0.10%
12 mo.  $500            0.20%

Any rate above may change at any time.

Rate Schedule

Certificate Accounts:
Minimum Opening Deposit – $500.00

Dividends Compounded – At Maturity

Dividends Credited – At Maturity

Dividend Period – Account’s Term