Share Account

When you join 5 Star Community Credit Union, you will begin with a regular share account. This account will earn dividends based on the daily balance maintained in your account during the dividend period. You will then be eligible to take advantage of the many services offered at the Credit Union.

  • Dividends are paid from current income and available earnings after required transfer to reserves at the end of a dividend period.

  • Rates may vary depending on the type of savings account.

Share Draft (Checking) Account

A share draft account gives you the ability to write checks or swipe your debit card to make purchases and pay bills. All debit cards run on real time processing.

  • No minimum balance requirement

  • Duplicate checks only (checks will not be returned)

  • Dividends are calculated on the daily balance in your account during the dividend period (see rates and fees for further information)

  • Overdraft protection – automatic transfer from your regular share account (up to your available balance)

  • ATM access worldwide

  • Debit Card

  • Online access with Internet Banking

Christmas Club

A Christmas Club Account provides an excellent way to save during the year to meet those holiday shopping purchases.

  • No minimum opening deposit

  • No monthly service fee 

  • Deposits may be made anytime

  • We recommend a systematic method of deposit by payroll deduction

  • Dividends are calculated daily and paid into the account quarterly

High Yield Account

A High-Yield Account provides an excellent way to save.

  • Current dividend rate paid on balances of $2,500 and up

  • No monthly service fee

  • Deposits may be made anytime

  • Dividends are calculated daily and paid into the account monthly